Your health is important and personal to you. Both young and elderly should get insurance coverage for long-term health benefits. And, just last week, President Joe Biden and Zach Galifianakis demonstrated that young people are not invincible. So, they must get health coverage through marketplace health plans.
Here are six important reasons to sign up for Marketplace coverage:
1. Time for open enrollment is running out
The deadline for enrolling in marketplace health insurance is December 15. If you do not register, you will be responsible for the entire cost of your medical care in 2022. And most people won’t be able to enroll again until November. Don’t delay. Sign up today!
2. Your peace of mind is priceless
Nearly six out of every ten uninsured Americans can obtain marketplace coverage for less than $100 per month. Two-thirds of uninsured young individuals can pay less than $100 per month. You can even get health insurance for as little as $50 per month. Check to see what you can save.
3. Application process is easier than ever
We’ve improved the user experience by simplifying account creation, posting new help texts and Marketplace tips, expanding system capacity, and hiring more customer service representatives.
4. A silver plan could help you save more money
The marketplace cost-sharing reductions reduce the amount you need to pay for out-of-pocket expenses such as coinsurance, deductibles, and copayments. Furthermore, your savings will depend on your income and household size. Please note that you can only get these out-of-pocket cost savings if you qualify for a silver plan.
5. You have the option of using your savings
If you get approved for premium tax credits, you can decide how to use them. You can use all or a portion of your premium tax credit to reduce your monthly premium. Alternatively, you can request a refund on your next year’s tax return.
6. Better care, better benefits
All private health plans available through the Marketplace offer the same essential healthcare benefits as government-sponsored programs. Also, no deductible is required for covered medical services such as screenings, vaccinations, and other preventive care services. Many health insurance programs also cover additional benefits like doctor visits and prescription drugs even if you have not met your deductible.
Millions of Americans are already benefiting from high-quality, affordable health insurance available to them through government exchanges. If you are looking for better health coverage, visit Insurance Shopping and check your options now!
