If I asked you to make a list of all the things in our home, I’m sure you will want to go have a look and then make one. This is because you know that you would miss out on so much stuff because you clearly do not remember all of it. The longer we stay in a house, the more we accumulate things, and hence it gets difficult or, at times, impossible to keep track of each and everything. This is why you need a home inventory. If you live in an area where robberies or even floods are expected, then a home inventory is a must. It will help you keep a check of what is missing and what not and assist you in claiming your home insurance provider. So, if you are still not convinced, here are some reasons why you should have a home inventory and also how to make one;
What Is a Home Inventory?
A home inventory is a list of all the items like valuables, electronics, furniture, equipment, etc. that are present in your house along with their value. It is essential as this comes in handy when making any claims to your home insurance provider.
Why Should You Have One?
Home inventories are very helpful, especially when you are making an insurance claim. If you live in areas that are more prone to natural disasters, there are high chances of your house or the stuff inside it getting damage. This is why it is essential to have a list of all the things you own so that your insurance provider can quickly and adequately reimburse it in case of a loss.
It also helps you when you are moving from one place to another, as this will help your movers to get things transported accordingly. They do make one for you but having one of your own will make the process quick and efficient.
A home inventory, in general, is also a good thing to have. It helps you keep track of your belongings. One can check their stuff’s values overtime or check things they can replace or maybe get rid of things they no longer need entirely.
How to Make a Home Inventory?
There are two ways to go about this;
The first one is to download any home inventory app that allows you to click pictures as well. You can easily take photos, add in the details, and make any additional notes if needed. This will make things easier for you. It will also serve as acceptable proof to show your home insurance provider when making any reimbursement claims. So, make use of the technology and get the benefits right away. Another more straightforward way is to get a printed sheet for the inventory. You can manually add the items and the details for them. A tip in this regard would be to keep a copy of this printed inventory at some safe place other than your home. This way, if you can not access the one in the house, you always have another one. So, you are all covered.
Home inventories can be very helpful. They are time-consuming and a bit of a hectic task, but considering how beneficial they can be, you realize that all of this effort is worth it. Home inventories help you keep track of what you own and make it easier and faster to file a claim and get proper reimbursement from your home insurance provider. So, go through these tips as mentioned above and start working on your home inventory.