If you just lost health insurance coverage, a Special Enrollment Period may allow you to enrol in Marketplace coverage.
Losses in health insurance that may be eligible for a Special Enrollment Period
- Position-based insurance loss: If your company stopped providing health insurance or you left a job where you had health coverage, you may be eligible (even if you went by choice or were fired).
- Loss of individual health plan: If you are no longer eligible for a student health plan or your Marketplace plan is no longer available, you may be eligible.
- Loss of Medicaid or Children’s Health Insurance Program (CHIP) eligibility: If your income changes, rendering you ineligible for Medicaid, or if your child grows out of CHIP, you may be eligible.
- Loss of Medicare eligibility: You may be eligible if you lose your premium-free Medicare Part A coverage.
Loss of health coverage through a spouse due to a divorce, legal separation, or the death of a family member: If you turn 26 and can no longer be on a parent’s plan, or if you lose health coverage through a spouse due to a divorce, legal separation, or the death of a family member, you may become eligible.
Check to see if you’re eligible for the Special Enrollment Period
To see if you qualify for a Special Enrollment Period, answer a few questions. We’ll also let you know if you’re eligible for Medicaid or CHIP, both of which you can apply for at any time.
CHECK TO SEE IF YOU ARE ELIGIBLE
Learn more about applying during a Special Enrollment Period.