Cafeteria Plan: Another Employee Benefit Plan

Employer sponsored health insurance

A cafeteria plan is a type of employee-benefit program where the companies offer their employees a range of pre-tax deduction options from which they can choose. It is sometimes also known as a flexible benefits plan. Employees in a cafeteria plan contribute a certain amount of pre-tax income in exchange for access to specific benefit […]

Can People with Felony Convictions Obtain Marketplace Health Insurance?

Obamacare health insurance

Yes, individuals with felony convictions can obtain health insurance through the ACA’s Marketplace. And thanks to the Obamacare law, people with felony convictions can now apply for Medicaid upon their release from prison.   As prisoners do not have access to Marketplace insurance while incarcerated, they receive medical coverage through the criminal justice system. The majority […]

Should I Get Health Insurance Through a Broker?

Health insurance purchased through broker

Wondering if you need to get Marketplace coverage through the health insurance broker? In a nutshell, it’s a matter of personal preference.  You don’t need to use a health insurance broker to get an Obamacare plan through the Affordable Care Act’s Marketplace. Individuals can shop for health insurance independently through the Marketplace without the assistance […]

3 Crucial Things to Consider When Selecting a Health Insurance Plan

Things to know when selecting health insurance

Many decisions in your life need a lot of research and consultations with your friends and family members, and selecting the best health insurance plan is one such crucial decision. If you are not offered health insurance through your employer or work for yourself, you’ll need to find out what health services are available on […]

Can I Buy a Health Insurance Plan that is not Obamacare?

Health insurance plans

Do you want to know if you can get health insurance that isn’t part of Obamacare? Yes, it’s possible. But it’s not as easy as you believe. There are very few non-Obamacare health plans available through the Marketplace health insurance. These plans are offered throughout the year. That means you can purchase them even if […]

Is It Cheaper to Get Health Insurance Through an Agent? 

Health insurance plans

While searching for Marketplace plans, you may often wonder if it’s cheaper to get health insurance coverage through an agent. Here’s what you should know.  Purchasing health insurance through an agent is not cheaper than shopping the ACA’s Marketplace and comparing prices on your own.  The difference between brokers and agents First, it’s crucial to […]

How to Find a Doctor Who Accepts Your ACA Health Insurance

In-network providers

Have you enrolled in the Obamacare plan through the Marketplace health insurance? You are one step closer to receiving high-quality medical care. What’s the next step? You’ll need to find providers and doctors who participate in your health plan’s network. If you’re wondering how to find a doctor who accepts Obamacare insurance, look no further.  […]

Everything You Need to Know about Health Insurance Agent

Marketplace plans by insurance agent

What is a Health Insurance Agent? An insurance agent is a certified salesperson who represents one or more health insurance agencies and sells their products to customers. Agents are authorized by each state and must complete continuing education to keep their health insurance licenses active.  An insurance agent’s job entails making phone or in-person contact […]

What Is the Best Health Insurance Plan?

What Is the Best Health Insurance Plan?

Finally, you’re at the stage of your life where you have to bear the responsibilities of your family and yourself. These responsibilities increase if you live in a nation like the US, where it’s mandatory to sign-up for specific services, or else there can be legal actions against you. One such standard service that you […]