How to Use a Home Equity Loan to Increase the Resale Value
How do you get the best out of your home equity loan? As a homeowner, equity can be a best friend and an umbrella in days of unprecedented rainy days. However, you necessarily do not have to wait for the rains before you use this umbrella. You can always use it as a fashion statement […]
What Is Escrow Account In Mortgage
When you settle on a mortgage, your lender may establish a mortgage escrow account in which a portion of your monthly loan payment is placed to cover some of the costs of homeownership. Real estate taxes, insurance premiums, and private mortgage insurance are some of the fees that may be incurred. This procedure ensures that […]
Do I Need Home Insurance For A Rental?
For example, let’s say you want to convert a house you own into a full-time rental. What kind of insurance do you need to protect your space when tenants live there? You probably need a homeowner’s policy. However, if you only want occasional renters, home insurance may be more suitable. Here are some factors to […]
What Is A Home Insurance Rider?
A rider’s insurance, also called a float or rider, is an optional addition to an insurance policy. A home insurance rider changes basic insurance. By purchasing a pilot for your standard coverage, you may be able to increase your coverage limits, extend coverage for specific properties, or extend coverage to cover additional threats. WHY DO […]
5 Tips On Safe And Fun Winter Grilling
The pandemic has got us all restricted to our homes. We all had to cancel almost all the plans made for this year. Be it traveling, weddings, parties, meetups, or business trips, you either canceled it or did it all virtually. While it is true that we are all restricted to our homes, it doesn’t […]
5 Tips On How To Close Your Cottage For The Winters
Winters are all fun until the snow starts bothering you, and it gets so frozen that you can’t do anything. Be it staying home, going for a road trip, leaving the current house for few months in this season, or any other such activity, you need to be more prepared for possible issues that can […]
4 Ways To Protect Your Home When On A Vacation
The favorite part of the year for everyone is the vacations. Who doesn’t look forward to spending some time away from home and work with their loved ones? Currently, it is that time of the year when everyone has done their job for the year and looks forward to some snowfall in a place far […]
5 Reasons You Might Be Paying Too Much For Home Insurance
Home insurance policies are often avoided because there are several myths out there. Some think that it is way too costly, while others feel that it is too complicated. The point to understand here is that it depends on how you get your coverage. Often, people do not understand the terms and working of a home […]
5 Most Common Homeowners Insurance Claims
It takes a vast amount of money, effort, and hard work to buy your own house and design it the way you want. This is the reason why you should be very careful about its safety and security. An excellent way to do so is by getting a homeowners insurance policy that has you covered at all […]
Does Your Home Insurance Policy Cover Tornadoes?
Tornadoes are very common in the United States. According to a rough estimate, around 1.000 tornadoes touch down in the United States every year. This means that a massive amount of loss happens to many people, that the count can go up to millions and billions. This disaster might be severe in terms of occurrence […]
